New Year, New Health Insurance
The beginning of 2015 is upon us. With that said, there is always changes with health insurance, deductibles needing to be met and of course, supplies needing to be shipped out! The health insurance through my job actually runs from July 1, 2014 until June 31, 2015, so I don’t need to worry about any health insurance issues starting in 2015. I am about to reach my deductible and I thought it was smooth sailing from now until the end of June.
Now that I am married and have officially changed my last name, I have the luxury of choosing to keep my own health insurance or go onto my husband’s health insurance policy. After doing research between his family policy and mine, it turns out that his insurance is a hell of a lot better that what is offered at my job, with a very minimal deductible to be met. Even after the deductible was met, his insurance will cover my diabetes supplies at 90% (verses the 50% my job was offering).
For the last month, I’ve known that I will be changing insurance in 2015. In an effort to save money, I purposely only ordered a one month supply of OmniPods, test strips and insulin. I thought I would be “OK” with the amount of dexcom sensors that I had, so I didn’t order any extra of that.
On December 30th, we received our new health insurance cards in the mail. I quickly called Insulet (maker of Omnipod) to give them my new insurance, as well as Neighborhood Diabetes (where I get my strips from) and Dexcom’s reorder department. They all said I would need to wait until the policy was in full effect on January 1st before they can send out supplies. Because the 2nd was a Friday and many offices did not open, I have to patiently wait to hear back from them in the coming week.
Unfortunately, today I ripped off my last dexcom sensor. I have been at a loss of not checking the reciever every 20 minutes or so! I feel like a teenager who lost their cell phone; waiting impatiently to call the insurance company so a new one can be ordered. I have been testing my blood sugars a lot more than usual today. I feel like my blood sugars have been all over because I can’t see the typical trend from dexcom of where they are headed.
From testing more, I am using more test strips. I seem to be running low on those too!
Luckily tomorrow is Monday and a normal “back to work” day. I will be on the phone first thing to order all my supplies, and pray that they will be delivered quickly. This girl needs to know what her blood sugar number is!